SGPWM - Legal Notice

You are currently connected to the site (the "Site"), owned by Société Générale Private Wealth Management SA (hereinafter referred to as "SGPWM").

SGPWM is a société anonyme [limited company] incorporated under the laws of Luxembourg, registered with the Luxembourg Trade and Companies Register under number B 60.963, having its registered office at 11 Avenue Emile Reuter, L-2420 Luxembourg, Grand Duchy of Luxembourg and VAT number LU23479311.

Contact: (+352) 47 93 11 1 or

SGPWM is a management company that is accredited in Luxembourg by the Supervisory Commission of the Financial Sector ("CSSF") with its registered office located at 283 Route d'Arlon, L-1150 Luxembourg, and subject to Chapter 15 of the Luxembourg law of 17 December 2010 relating to undertakings for collective investment, as amended.

Use of the Site is governed by the following terms and conditions.

Access and use of the Site

By accessing the Site, you acknowledge that you have understood and accepted the legal information contained on the Site and all the elements that compose it, as well as these terms and conditions. If you do not understand or refuse to approve any of the provisions contained in this information, we request that you leave the Site.

The Site is an information site for legally capable adults, whether they are customers of SGPWM or not. However, the products and services presented on the Site are reserved for SGPWM customers.

Since the Site may be accessed from anywhere in the world, it is your responsibility to comply with the laws of the country in which you reside and/or from which you access the Site. You will bear any direct or indirect consequence of non-compliance with these legal and regulatory obligations. The dissemination of certain information is prohibited or regulated by the laws of specific countries, and in particular subject to prior authorisation by the competent authorities in specific countries. We therefore draw your attention to the fact that this information is not addressed to natural and legal persons who by their nationality, address, registered office, usual place of residence or for other reasons are subject to foreign legislation, which prohibits or restricts its dissemination. For these reasons, this Site is not intended for "US PERSONS", as defined according to the laws of the United States of America applicable in civil, commercial and fiscal matters. Under no circumstances may SGPWM be held responsible for any breach of these obligations.

Personal data

During your visit to the Site, SGPWM may collect and process personal information about you (such as your IP address or the data you choose to transmit via forms). These data are recorded in the information systems of SGPWM or providers and consultants mandated by SGPWM. Some personal data are mandatory for the processing of your requests and these appear in bold or are indicated by any other equivalent manner.

The data collected are intended to be used primarily in the context of our customer relationship management. They may also be used to keep you informed of events, actions or publications that may be of interest to you. Indirectly personal data, for statistical purposes, may also be collected for the purpose of managing your connection and browsing (see the Cookie Rules of Use published on the Site).

The data collected may, by express agreement, be communicated, for the purposes mentioned above, to the legal entities of the Societe Generale Group of which SGPWM is a member, its partners, its brokers and insurers, as well as its subcontractors and service providers, insofar as necessary for the performance of the tasks entrusted to them, who may be required to contact you directly using the contact details you have provided.

Due in particular to the international dimension of the Societe Generale Group and in order to optimise the quality of service, the disclosure of information referred to above may involve transfers of personal data to non-member countries of the European Economic Area, whose legislation on personal data protection differs from that of the European Union. Throughout the duration of the contractual relationship, SGPWM may entrust certain operational services to service providers selected for their expertise and reliability located outside the European Union, in order to provide targeted and limited IT services (testing, developments and computer maintenance).

SGPWM takes appropriate physical, technical and organisational measures to ensure the security and confidentiality of your personal data, in particular to protect them against loss, accidental destruction, alteration and unauthorised access.

In accordance with the Law of 2 August 2002 on the protection of individuals with regard to the processing of personal data (as amended), you have a right of access to information concerning you and the right to rectify those data. Upon request, you have the possibility of becoming familiar with these data, correcting any inaccuracies and opposing, on legitimate grounds, the processing of your data. However, this opposition may lead to the impossibility of SGPWM providing the subscribed product or service. You may also, without having to justify your request, object to the use of this data for commercial prospecting purposes or to data disclosed to third parties for this purpose. If you wish to exercise these rights, please contact us at the address mentioned above.

Commercial communication

The information contained on the Site must be considered as commercial communications within the framework of the Luxembourg legislation applicable to e-commerce.

By communicating personal data to SGPWM via the Site form, you signify your agreement to receive communications of a commercial nature from us.

Information available on the Site

The information presented on this Site, whatever its nature (financial or otherwise), is provided for information purposes only. Some information is based on sources deemed to be reliable by SGPWM. However, SGPWM cannot give any guarantee or commitment of any kind, express or implied, as to the accuracy, the updating, the comprehensiveness or more generally the quality or reliability of this information. No officer, director or employee of SGPWM or any other company on behalf of which the aforementioned persons provide a service, makes any commitment or assumes any liability with respect to the information referred to above.

This information does not constitute legal, accounting or tax advice and does not constitute investment recommendations or decision-making aids for your investments or other decisions or advice in any form whatsoever and is valid only when it is given. It may be withdrawn or modified at any time without notice. It comes in part from third-party sources, which means that SGPWM has no control over its content. SGPWM cannot therefore be held responsible for any direct or indirect consequence related to the use of this information, except in the case of deliberate misrepresentation or gross negligence on its part.

Hypertext links : The Site may contain links to third party sites that are not under the control of SGPWM and are under the sole responsibility of their owners (the "Third Party Sites"). The insertion of a link to a Third Party Site does not imply the approval of the said site by SGPWM. SGPWM assumes no responsibility for the content, services, products or materials offered, data of any kind contained or disseminated on a Third Party Site, or for any processing of personal data carried out.

No link may be made to the Site without the prior consent of SGPWM. SGPWM is in no way responsible for the links that are made to its Site.

Intellectual property

The Site is a work protected from the point of view of intellectual property. In the general sense, the structure, the format and all the elements contained in this Site are protected, in favour of SGPWM and/or our possible suppliers or partners, in particular by laws on (i) copyrights and related rights, (ii) protection of computer programs, and (iii) databases. The property rights of SGPWM and its suppliers must be respected and you agree not to infringe them.

You do not acquire any proprietary rights in terms of software, programs, information, applications or instructions that we make available to you. You are only granted a right of use over those elements.

Other product or company names mentioned on this Site may be trademarks of their respective owners. Moreover, the information provided by third parties is the exclusive intellectual property of those third parties.

You may not modify, copy, distribute, transmit, distribute, represent, reproduce, publish, license, transfer or sell any information, software, products or services obtained from this Site, nor create works derived from the foregoing, without our prior written consent.


You agree that any access to the Site or any use thereof is under your own responsibility. SGPWM is not liable for any direct or indirect damage that may be caused by the use of the Site and in particular in connection with the interruption, halting or malfunctioning of the Site which could result in particular from shut-down for maintenance or restoration of the SGPWM computer system, technical failures or network overload, cutting of telephone lines, errors, negligence or fault of Internet service providers or third parties as well as an Internet virus from a third party.

Hosting, design and production of the Site

The Site was created by SGPWM and Slumberland

The Site is hosted by Waycom.

The Site is published by Societe Generale.

Applicable law

Accessing, visiting and using the Site, as well as all transactions and actions that it allows to be carried out, are exclusively governed and construed under the laws of Luxembourg. Any dispute relating to the Site or these terms and conditions is subject to the exclusive jurisdiction of the courts of Luxembourg, Grand Duchy of Luxembourg.


In the event of contradiction with versions of the Site in another language, the French version shall prevail.